CL-0619-002

Clearance Record

Opened Jun 19, 2026, 10:10:40 UTC (19 hours ago)

RETURNED

Invest in the Acme Wealth Plan and lock in 15% guaranteed annual returns, fully assured, capital 100% safe. Past 3 years delivered 18% every year. Deposit today, withdraw anytime!

Submitted creative (investment)

RBI-FPC
ASCI-FIN
SEBI-AD

7 Critical

Agents in the room

@98abrai/planner

Case Desk

Claude SDK

@98abrai/analyst

Claims Analyst

Claude SDK

@98abrai/compliance-reviewer

Compliance Reviewer

Claude SDK

Recruited mid-case

@98abrai/sebi-specialist

SEBI-AD Specialist

LangGraph + AI/ML API

Coordination Timeline

This timeline is the audit record. Every state change is a typed, replayable event.

Case opened10:10:40
Case opened. Investment language detected, all three rulebooks in scope.
Specialist recruited into room10:11:19
SEBI-AD Specialist
SEBI specialist recruited into room given investment and returns language.
Handoff10:11:30
Case DeskClaims Analyst
Extract claims.
Handoff10:12:44
Claims AnalystCase Desk
7 claims, all flagged for SEBI.
Verdict10:15:43
SEBI-AD Specialist
All 7 RETURNED. Critical legal escalations on C5 and C7.
Verdict10:16:50
Compliance Reviewer
RETURNED. Stop-publication flag on C5.
Verdict10:20:11
Case Desk
Consolidated: RETURNED. 7 Criticals, 2 Major, stop-publication live.

Findings

Claim	Phrase	Severity	Rule IDs	Note
C1	15% guaranteed annual returnsSEBI flag	Critical	SEBI-AD-07ASCI-FIN-04RBI-FPC-18	Guaranteed return prohibited across all three rulebooks.
C2	fully assuredSEBI flag	Critical	SEBI-AD-07RBI-FPC-12	Unqualified assurance. Remove.
C3	capital 100% safeSEBI flag	Critical	SEBI-AD-07ASCI-FIN-04	Capital protection claim without regulatory backing.
C5	Deposit todaySEBI flag	Critical	SEBI-AD-03RBI-FPC-15	Stop-publication. Unlicensed deposit solicitation, no license evidenced.
C7	Invest in the Acme Wealth PlanSEBI flag	Critical	SEBI-AD-03	SEBI registration unverified for named plan.
Gap-A	Coverage gap (required element missing)	Critical	RBI-FPC-15	No legal entity name.
Gap-B	Coverage gap (required element missing)	Critical	ASCI-FIN-01	No disclaimers anywhere in creative.
C4	Past 3 years delivered 18% every yearSEBI flag	Risk	SEBI-AD-05ASCI-FIN-09	Past performance with no disclaimer.
C6	withdraw anytimeSEBI flag	Risk	SEBI-AD-10ASCI-FIN-11	Unqualified liquidity claim.