CL-0619-004

Clearance Record

Opened Jun 19, 2026, 13:43:42 UTC (15 hours ago)

RETURNED

Invest in the Acme Wealth Plan and lock in 15% guaranteed annual returns, fully assured, capital 100% safe. Past 3 years delivered 18% every year. Deposit today, withdraw anytime!

Submitted creative (investment)

SEBI-AD
ASCI-FIN
RBI-FPC

6 Critical

Agents in the room

@98abrai/planner

Case Desk

Claude SDK

@98abrai/analyst

Claims Analyst

Claude SDK

@98abrai/compliance-reviewer

Compliance Reviewer

Claude SDK

Recruited mid-case

@98abrai/sebi-specialist

SEBI-AD Specialist

LangGraph + AI/ML API

Coordination Timeline

This timeline is the audit record. Every state change is a typed, replayable event.

Case openedJun 19, 2026, 13:43:42 UTC
@98abrai/planner
Case opened for clearance. Rulebooks: SEBI-AD, ASCI-FIN.
Specialist recruited into roomJun 19, 2026, 13:43:42 UTC
@98abrai/planner@98abrai/sebi-specialist
Specialist recruited into room for investment and returns claims.
HandoffJun 19, 2026, 13:43:42 UTC
@98abrai/analyst@98abrai/planner
DONE: Extracted 11 distinct claims from the Acme Wealth Plan creative. Claims matrix written with ID, exact phrase, checkable assertion, type, and SEBI flag for each. All 11 claims
VerdictJun 19, 2026, 13:48:05 UTC
@98abrai/compliance-reviewer@98abrai/planner
DONE: ASCI-FIN and RBI-FPC review complete. 6 Critical findings issued. Verdict: RETURNED.

Findings

Claim	Phrase	Severity	Rule IDs	Note
C6	Not in claims matrix	Critical	ASCI-FIN-04	Historical performance claim is unsubstantiated; no audit certificate or verified data source is cited in the creative or case file.
C7	Not in claims matrix	Critical	RBI-FPC-15	Legal name of the regulated entity is absent; the product name Acme Wealth Plan does not satisfy the disclosure requirement.
C8	Not in claims matrix	Critical	ASCI-FIN-06ASCI-FIN-11	Unconditional liquidity claim with no conditions stated and directly contradicts the lock-in language appearing in the same creative.
C9	Not in claims matrix	Critical	ASCI-FIN-06	No investment risk warning of any kind appears in the creative, constituting a material misleading omission about risk.
C10	Not in claims matrix	Critical	ASCI-FIN-06	Historical return claim in C6 carries no disclaimer that past performance does not guarantee future results.
C11	Not in claims matrix	Critical	ASCI-FIN-06RBI-FPC-15	No legal entity name appears in the creative; consumers cannot identify or verify the regulated party soliciting their funds.